Perpetual Care and Endowment Care Explained
What cemetery perpetual (endowment) care covers, what it doesn't, how it is funded and why headstones usually remain the family's responsibility.

Perpetual care sounds like it covers everything. In practice it usually covers the grounds, not the headstone.
What it covers
Mowing, trimming, roads, trees and general upkeep, funded by a trust that earns interest.
What it doesn't
Headstone repairs, cleaning, re-lettering and leaning stones are usually the family's responsibility. See who owns a headstone.
How it's funded
Part of the plot price or a monument fee goes into a care fund. In Ontario, rules are set by provincial law — see Ontario rules.
Planning for the stone
Granite needs little care. See lowest-maintenance headstone.
When a cemetery isn't maintained
If grounds are neglected:
- Raise concerns with the cemetery office in writing.
- Contact the regulator — in Ontario, the Bereavement Authority of Ontario; elsewhere, the provincial or state body.
- Join a friends-of-the-cemetery group, common for historic sites.
- Look after your own plot — gentle cleaning and tidying are usually allowed.
Abandoned rural cemeteries often fall to the township or municipality; ask them who is responsible.
Key Takeaways
- Perpetual care covers grounds.
- Headstones are usually the family's responsibility.
- Granite needs very little care.
Next Step
Frequently Asked Questions
Does perpetual care cover headstones?
Usually not — it covers the grounds.
Who repairs a damaged headstone?
Typically the family or lot owner.
How is perpetual care funded?
Through a trust fund from plot and monument fees.
Who do I contact if a cemetery is poorly maintained?
The cemetery office first, then the provincial or state regulator, such as the Bereavement Authority of Ontario.
Ready to get pricing for your granite monument?
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Related guides

Ontario Headstone Rules

Granite Monument Care and Maintenance

How to Apply for a VA Headstone (Form 40-1330)

Gold Leaf Headstone Lettering

Can a Headstone Be Moved to Another Cemetery?

